5.8.18 FTP Website Quotes for Instagram

Estate Executor’s Duties During the Probate Process in 10 Simple Steps – INFOGRAPHIC | via @FamilyTreePlan

10 Simple Steps For Your Estate Executor’s Duties During the Probate Process   Family Tree Estate Planning has created this helpful infographic and document explaining the 10 simple steps to help your Estate Executor’s duties throughout the Probate process.   Here’s a PDF version of the Estate Executor’s Duties:        

WSJCoin_ To Understand Cryptocurrencies, We Created One

WSJCoin: To Understand Cryptocurrencies, We Created One

WSJCoin: To Understand Cryptocurrencies, We Created One   Source: The Wall Street Journal This article was originally published on The Wall Street Journal – https://www.wsj.com/     In an original WSJ documentary, markets reporter Steven Russolillo ventures to Japan and Hong Kong to explore the universe of cryptocurrencies. His mission: create WSJCoin, a virtual token […]

3 Ways To Save For Retirement At Tax Time _ Retirement Tips _ Forbes

3 Ways To Save For Retirement At Tax Time

3 Ways To Save For Retirement At Tax Time   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     Want to boost your retirement savings from 2017? Here’s how. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo More From […]

How To Declutter Your Retirement Savings _ Retirement Tips _ Forbes

How To Declutter Your Retirement Savings

How To Declutter Your Retirement Savings   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     If you have numerous retirement accounts from previous employers, here’s what to do. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo More From […]

Get The Most From Your Retirement Match _ Retirement Tips _ Forbes

Get The Most From Your Retirement Match

Get The Most From Your Retirement Match   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     Your employer might contribute more to your retirement plan this year. Here’s why you should pay close attention. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes […]

Roth IRAs For Everyone—Even The Well Paid _ Retirement Tips _ Forbes

Roth IRAs For Everyone—Even The Well Paid

Roth IRAs For Everyone—Even The Well Paid   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     After the new tax law, Roth IRAs are officially available to even more people. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo […]

Time for Some Retirement Housekeeping _ Retirement Tips _ Forbes

Time for Some Retirement Housekeeping

Time for Some Retirement Housekeeping   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     For the sake of your family, it’s important to keep your retirement documents up to date. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo […]

Consider A Charitable IRA Rollover _ Retirement Tips _ Forbes

Consider A Charitable IRA Rollover

Consider A Charitable IRA Rollover   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     If you’re retired and give to charity, this IRA rollover may be for you. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo More From […]

4 Ways To Create Steady Retirement Income _ Retirement Tips _ Forbes

4 Ways To Create Steady Retirement Income

4 Ways To Create Steady Retirement Income   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     If you want to make sure your retirement savings last as long as you do, here’s what to do. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo […]

How To Build An Encore Career _ Retirement Tips _ Forbes

How To Build An Encore Career

How To Build An Encore Career   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     If you plan to work for pay in retirement, here’s how to do so. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo More […]

Three Smart Ways To Use Retirement Money Early _ Retirement Tips _ Forbes

Three Smart Ways To Use Retirement Money Early

Three Smart Ways To Use Retirement Money Early   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     If you need to tap your 401(k) or IRA early, here’s what to do. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: […]

Get A Bigger Monthly Check From Uncle Sam _ Retirement Tips _ Forbes

Get A Bigger Monthly Check From Uncle Sam

Get A Bigger Monthly Check From Uncle Sam   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     Delaying to claim your Social Security check may be in your best interest – here’s why. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video […]

Give Your Retirement A Raise _ Retirement Tips _ Forbes

Give Your Retirement A Raise

Give Your Retirement A Raise   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     Millennials should plan on banking half their raises – here’s why. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo More From Forbes: http://forbes.com Forbes […]

Inside The List_ America_s Richest Self-Made Women 2019 _ Forbes

Inside The List: America’s Richest Self-Made Women 2019

Inside The List: America’s Richest Self-Made Women 2019   Source: Forbes This article was originally published on Forbes – https://www.forbes.com/     A look into the entrepreneurs on this year’s Self-Made Women list. Subscribe to FORBES: https://www.youtube.com/user/Forbes?s… Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbes Forbes Video on Instagram: http://instagram.com/forbes More From […]

Estate Planning 101_ How to Write a Will

Estate Planning 101: How to Write a Will

Estate Planning 101: How to Write a Will   Source: Rocket Lawyer This article was originally published on Rocket Lawyer – https://www.rocketlawyer.com/     In this Estate Planning 101 tutorial, Rocket Lawyer and featured attorney, Amanda Gordon, Esq., demonstrate how to write your will and how to create your estate plan in an easy, affordable […]

AARP Social Security Benefits Calculator Information _ AARP

AARP Social Security Benefits Calculator Information

AARP Social Security Benefits Calculator Information   Source: AARP This article was originally published on AARP – https://www.aarp.org/     Learn about AARP’s Social Security Benefits Calculator to help maximize benefits for you and your family SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a revolution in the way people view and live life after 50. […]

Many Retirement Age Adults Cannot Afford to Retire _ AARP Live _ AARP

Many Retirement Age Adults Cannot Afford to Retire

Many Retirement Age Adults Cannot Afford to Retire   Source: AARP This article was originally published on AARP – https://www.aarp.org/     South Dakota Senior State Director, Sarah Jennings and Colorado Senior State Director, Maureen (“”Morie””) Pierce Smile respond to statistics about how so many retirement age adults cannot afford to retire. SUBSCRIBE: http://bit.ly/KFywMu About […]

What_s Up With Retirement Savings_ _ AARP

What’s Up With Retirement Savings?

What’s Up With Retirement Savings?   Source: AARP This article was originally published on AARP – https://www.aarp.org/     The percentage of American workers with virtually no retirement savings grew for the third straight year, according to the annual Retirement Confidence Survey. SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a revolution in the way people […]

Lump Sum vs. Monthly Pension _ Financial _ AARP

Lump Sum vs. Monthly Pension

Lump Sum vs. Monthly Pension   Source: AARP This article was originally published on AARP – https://www.aarp.org/     Check out the pros and cons of new pension plan policies. SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a revolution in the way people view and live life after 50. AARP is a nonprofit, nonpartisan organization, […]

What’s a Roth 401(k)? | Financial | AARP

What’s a Roth 401(k)?

What’s a Roth 401(k)?   Source: AARP This article was originally published on AARP – https://www.aarp.org/     It’s a new retirement savings plan great for youngsters starting and high paid employees. SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a revolution in the way people view and live life after 50. AARP is a nonprofit, […]

401(k) Early Withdrawal_ Savings Killer _ Financial _ AARP

401(k) Early Withdrawal: Savings Killer

401(k) Early Withdrawal: Savings Killer   Source: AARP This article was originally published on AARP – https://www.aarp.org/     Financial expert Mellody Hobson highlights what she calls a saving’s killer, the tendency among African Americans across income groups, to take an early withdrawal from their 401(k) savings. SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a […]

Are Baby Boomers Ready for Retirement_ _ Financial _ AARP

Are Baby Boomers Ready for Retirement?

Are Baby Boomers Ready for Retirement?   Source: AARP This article was originally published on AARP – https://www.aarp.org/     Financial expert Jane Bryant Quinn says many people aren’t well-positioned for retirement because they didn’t have a realistic plan. Hear her advice on what you need to do before taking a leap. SUBSCRIBE: http://bit.ly/KFywMu About […]

3 Best States for Taxes on Retirees

3 Best States for Taxes on Retirees

3 Best States for Taxes on Retirees   Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     No state income tax including no taxes on Social Security benefits help place these 3 states among the best places to retire in the U.S. in 2018. Read more here: http://bit.ly/2O6hV6y

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What You Should Know Before Hiring a Tax Attorney or a CPA via @UpCounsel Blog

What You Should Know Before Hiring a Tax Attorney or a CPA   This article was originally published on UpCounsel.     I see or talk to my CPA about once a week. That may seem a little extreme, but it’s because he’s brilliant, he gives great advice, and because he’s also my dad. Many […]

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What Does the New Tax Bill Mean for C-Corporations? via @UpCounsel Blog

What Does the New Tax Bill Mean for C-Corporations?   This article was originally published on UpCounsel.   By UpCounsel Business Attorney Ramsey Taylor Startup founders often have a lot of questions, but one of the most common is whether they should set up a C-Corporation for their new business. Alternatives usually considered are the […]

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Tax Business Plan Template: Everything You Need to Know via @UpCounsel Blog

Tax Business Plan Template: Everything You Need to Know   This article was originally published on UpCounsel.   Its a strategy for all aspects of your business. It is a necessity for those looking to start a tax preparation or tax consulting business.3 min read A tax business plan template is a strategy for all […]

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Type of Corporations for Small Business via @UpCounsel Blog

Type of Corporations for Small Business   This article was originally published on UpCounsel.   There are five types of corporations for small business to select from. They include sole proprietorship, partnership, LLC, C corporation, and S corporation.3 min read There are five types of corporations for small business to select from. They include sole […]

FTP Blog Feature

7 Strong Buy & Dividend Stocks That Should Rip Higher

Market value: $3.7 billion Distribution yield: 5.3%* TipRanks consensus price target: $78 (17% upside potential) TipRanks consensus rating: Strong Buy Theme park giant Cedar Fair LP (FUN, $65.62) is in the business of fun. And so far, that business seems to be working; shares are up nearly 60% over the past five years. But Cedar Fair also is […]

FTP Blog Feature

The 20 Worst States for Your Retirement

Population: 1.8 million Share of population 65+: 17.8% Cost of living: 17% below the U.S. average Average income for 65+ households: $40,109 Average health care costs for a retired couple: Below average at $404,606 Tax rating for retirees: Not Tax Friendly Despite its below-average living costs, the Mountain State offers some rocky terrain for retirees. […]

FTP Blog Feature

How a Grandparent's 529 Account Affects College Financial Aid

Distributions from a grandparent-owned 529 savings plan could reduce a grandchild’s financial aid. But using one of these strategies can limit the impact. Getty Images By Kimberly Lankford, Contributing Editor May 9, 2018 QI read your column Shopping for a 529 Plan for a Grandchild. Don’t grandparents have to be careful about opening a 529 […]

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Prudently Investing: What Trustees Need to Know

Acting in the best interests of the trust and the trust beneficiaries, a trustee has the duty to protect and preserve trust assets and, generally, to make the assets productive. In making investment decisions and managing trust assets, the trustee must further abide by the “prudent investor rule,” which requires a trustee to exercise reasonable […]

FTP Online Estate Planning: How To Make a Will For Your Digital Life

Online Estate Planning: How To Make a Will For Your Digital Life – via @AZCentral

Online Estate Planning: How To Make a Will For Your Digital Life   This article was originally published on AZCentral. Big-name websites and companies can track your activities to deliver targeted advertising and build up an astonishingly detailed profile. Question: Do you have suggestions for creating a digital will? Answer: Estate planning is one of […]

FTP Blog Feature

7 High-Yield MLPs to Buy as Oil Prices Climb

Market value: $57.3 billion Distribution yield: 6.4% For another blue-chip MLP play, consider Enterprise Products Partners LP (EPD, $26.54). Enterprise Products is one of the oldest and best-respected MLPs you’re ever going to find. In an industry that has traditionally been run by cowboy capitalists, Enterprise has managed to stay remarkably level headed over the […]

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What Assets Are Not Counted When Applying for SSI?

Supplemental Security Income (SSI) is a federal program that helps people with disabilities and very low incomes pay for food, clothing and shelter. SSI is often confused with Social Security Disability Insurance (SSDI). One of the main differences between the two programs is that SSDI is available to people with disabilities no matter how much […]

FTP Blog Feature

Best States to Retire 2018: All 50 States Ranked for Retirement

Ranking: #37 Population: 1.8 million Share of population 65+: 17.8% Cost of living: 17% below the U.S. average Average income for 65+ households: $40,109 Average health care costs for a retired couple: Below average at $404,606 Tax rating for retirees: Not Tax Friendly Despite its below-average living costs, the Mountain State offers some rocky terrain […]

FTP Blog Feature

11 Sources of Funding for Your Small Business

Interest rate: N/A (payback in form of equity or rewards) Repayment schedule: 5+ years for equity, 1+ years for rewards Pros: Access to diverse pool of backers, good way to establish engaged customer base Cons: Relatively slow process to accumulate funds Popularized by platforms such as Indiegogo and Kickstarter, crowdfunding has evolved in the last […]

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[Webinar] Joint Account Litigation In Texas With An Emphasis On Fiduciary Relationships – May 22nd, 10:00am CT

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra: Privacy Policy (Updated: October 8, 2015): hide JD Supra provides users with access to its legal industry publishing services (the “Service”) through its website (the “Website”) as well as through other sources. Our policies with regard […]

FTP Blog Feature

5 Dividend Stocks to Buy for Quality and Safety

Sector: Utilities Dividend yield: 3.5% Regulated utilities are often a core component of most defensive income portfolios, and for good reason. These businesses are essentially government-sanctioned monopolies, typically operating as the sole service provider in their territories. However, to ensure their infrastructure is reliable and their prices remain reasonable for customers, utility operations – including […]

FTP Blog Feature

Build a Solid Retirement Plan Around 4 Pillars of Success

Retirement planning should start with the income you need for your monthly expenses, but don’t stop there. The term “living paycheck to paycheck” has become the go-to phrase for people who are just getting by. They mostly have their monthly income figured out, but there’s no emergency fund — and they aren’t putting any money […]

Do You Really Understand Social Security_

Do You Really Understand Social Security?

By Mary Kane, Associate Editor | Kiplinger’s Retirement Report April 18, 2018   Gaining a better understanding of how Social Security works is one of the most important things you can do to prepare for retirement. After all, on average, Social Security benefits will replace about 40% of your preretirement income, according to the Social […]

10 Tech Stocks to Watch Like a Hawk This Spring

10 Tech Stocks to Watch Like a Hawk This Spring

Earnings release date: Thursday, April 26 Time of day: After the closing bell Today’s Microsoft (MSFT, $96.07) isn’t your father’s Microsoft. The Microsoft of yesteryear was primarily about selling its Windows operating system, with its Office productivity suite’s sales being a close-second priority. The business model was one of updating and upgrading previous versions of […]

4 Ways to Teach Your Kids About Work (Without Adding More to Your Plate)

4 Ways to Teach Your Kids About Work (Without Adding More to Your Plate)

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/ Executive Summary What if you could maximize your time by making progress on work challenges while spending time with your children and helping them learn important skills in the process? By doing things a bit differently, you benefit your task list, your children, and […]

Retirees Often Make This Major Social Security Mistake

Retirees Often Make This Major Social Security Mistake

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Many people take Social Security early and put off tapping into their IRAs and 401(k)s until they must. But that’s the opposite of what most should do, because waiting until 70 to take benefits can pay off in more ways than one. Most […]

Shopping for a 529 Plan for a Grandchild

Shopping for a 529 Plan for a Grandchild

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   When searching for a 529 college-savings plan for a grandchild, first check whether your state offers a tax break for your contributions. QMy husband and I live in Virginia, and our grandson lives in Utah. What is the best way to set up […]

FTP Instagram April 2018 (2)

More Dispatches From the Retirement Front

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra: Privacy Policy (Updated: October 8, 2015): hide JD Supra provides users with access to its legal industry publishing services (the “Service”) through its website (the “Website”) as well as through other sources. Our policies with regard […]

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How AI Can Improve How We Work

Paul Daugherty and James Wilson, senior technology leaders at Accenture, argue that robots and smarter computers aren’t coming for our jobs. They talk about companies that are already giving employees access to artificial intelligence to strengthen their skills. They also give examples of new roles for people in an AI workplace. Daugherty and Wilson are […]

The 10 Best Dividend Stocks of All Time

The 10 Best Dividend Stocks of All Time

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Lifetime wealth creation: $608.1 billion Annualized return (July 1926-December 2016): 10.7% Current dividend yield: 5.6% Current analyst ratings: 2 strong buy, 1 buy, 7 hold, 0 sell, 2 strong sell As hard as it may be to believe these days, shares in General […]

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Why the Most Productive People Don’t Always Make the Best Managers

Executive Summary When a company needs a supervisor for a team, senior leaders often anoint the team’s most productive performer. Some of these stars succeed in their new role as manager; many others do not. The difference seems to hinge on whether the person has six abilities: being open to feedback and personal change, supporting others’ […]

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There’s No Good Alternative to Investing in R&D

Executive Summary Even companies that claim to have a long-term orientation worry about whether R&D is worth the investment. This is because they worry the resulting knowledge might walk out the door, as employees join other firms or start their own and because you can acquire firms that have the needed technology instead. If everyone followed […]

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Serving as Caregiver Takes Toll as You Age

Experts urge training, support and rest for aging caregivers as seniors caring for seniors in retirement becomes increasingly common. By Susan B. Garland, Contributing Editor April 17, 2018From Kiplinger’s Retirement Report As people live longer, caregivers can expect to spend years caring for a spouse or even a parent. And older caregivers, many in their […]

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A Simple Tool to Start Making Decisions with the Help of AI

Executive Summary Recent developments in AI are about lowering the cost of prediction. Better predictions matter when you make decisions in the face of uncertainty, as every business does, constantly. But how do you think through what it would take to incorporate a prediction machine into your decision-making process? In teaching this subject to MBA graduates […]

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Creating a New Approach to Engineering and Innovation at Hitachi Metals – SPONSOR CONTENT FROM HITACHI METALS, LTD.

As the new general manager of the Global Research & Innovative Technology Center (GRIT) at Hitachi Metals, Kenichi Inoue is tasked with creating an updated framework for research and development in advanced materials, helping his organization make the shift to a new approach to engineering and innovation in a disrupted world. With products that include […]

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Client Alert: CFPB’s Successor in Interest Rules Take Effect April 19, 2018: What You Need to Know

On April 19, 2018, the CFPB’s Successor in Interest Rules take effect.  Here’s what you need to know: What do the Successor in Interest Rules require? The Rules are really modifications to the Mortgage Servicing Rules which are already in place and enable mortgage servicers to communicate with potential and confirmed successors in interest without […]

Court Affirmed Summary Judgment For A Trustee Due To An Exculpatory Clause

Court Affirmed Summary Judgment For A Trustee Due To An Exculpatory Clause

Source: Winstead This article was originally published on Winstead – https://www.winstead.com/ In Kohlhausen v. Baxendale, the court affirmed a summary judgment for a trustee on the basis of an exculpatory clause in a trust document. No. 01-15-00901-CV, 2018 Tex. App. LEXIS 1828 (Tex. App.—Houston [1st Dist.] March 13, 2018, no pet. history). A mother created […]

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When to Choose a Fee-Based Account for Your Retirement Savings

The decision depends on the level of the fee, what services are included, how often you trade and any hidden costs that may eat into your balance. Assets are flooding into investment accounts that charge clients a single asset-based fee rather than a commission on each trade. But regulators and consumer advocates warn that these […]

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How Much Can You Contribute to a Solo 401(k) for 2018?

Some self-employed savers can put away as much as $61,000 for retirement in a solo 401(k), depending on age and compensation. A solo 401(k), also known as an individual 401(k) or a one-participant 401(k), is designed for self-employed people who have no employees other than a spouse. The plan allows these small-business owners to salt […]

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Annuities: The 'Bad,' the 'Good' and the 'Misunderstood'

Let me set the record straight on the two main types of annuities for you. For some investors, annuities have an image problem. Read the headlines on the advertisements from a few marketing-focused financial advisers to understand why. They often include words like “scary,” “avoid” and often just plain “bad.” SEE ALSO: Rates Are Rising. […]

10 Cryptocurrency Alternatives to Bitcoin

10 Cryptocurrency Alternatives to Bitcoin

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Bitcoin is back. Kind of. The biggest financial story of 2017, the cryptocurrency Bitcoin was worth less than $1,000 in January, then worth more than $29,000 by December. As 2018 opened, the Bitcoin market was worth over $250 billion – more than AT&T […]

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Technical Experts Need to Get Better at Telling Stories

Executive Summary Startup and technical business leaders often don’t tell their innovation stories well. They rely too much on industry jargon and complex detail. This is a huge opportunity loss. When you’re doing good work, you want people to know about it. So whether you’re drafting website copy, a marketing brochure, an online article, or […]

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What I Learned About Working Parenthood After My Kids Grew Up

Executive Summary There are so many articles about the challenges and stresses of being a working parent. But there are also joys, especially as your kids get older. It’s delightful watching the kids you have adored, accompanied, and applauded for a couple of decades blossom into themselves — and leave you the freedom to do the […]

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Leaders, Stop Avoiding Hard Decisions

Executive Summary Too many leaders avoid making tough calls. The delay often does far more damage than whatever fallout they were trying to avoid. In fact, hard decisions often get more complicated when they’re deferred. In a ten-year longitudinal study of more than 2,700 leaders, 57% percent of newly appointed executives said that decisions were more complicated and […]

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Employees: How to Maximize Your Tax Breaks in 2018 and Beyond

The Tax Cuts and Jobs Act preserved or even beefed up many tax breaks available through workplace benefits programs. Here’s how to make the most of those benefits. A key component of building wealth is minimizing taxes, so it’s worthwhile to review the different valuable tax breaks often available through workplace benefit programs. SEE ALSO: […]

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The 15 Best “Turnaround Story” Stocks Right Now

Not long ago, Twitter (TWTR, $29.00) wasn’t exactly guaranteed a long and fruitful future. Its number of monthly users actually fell quarter-over-quarter in early 2016, and during the first quarter of 2017 its revenue fell for the first time ever. Never even mind the habitual losses Twitter had been booking since its inception. A funny […]

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Reinvigorate Your Career by Taking the Right Kind of Risk

Executive Summary Stephen Curry has built his NBA career taking shots that others don’t: three point shots from a crazy distance. Defenders didn’t traditionally worry much about these, since there’s such a low likelihood they’ll actually make it into the basket. But Curry practiced and practiced until they weren’t unlikely for him. His game is an […]

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PR Agencies Need to Be More Diverse and Inclusive. Here’s How to Start.

Executive Summary One of the biggest risks to a company’s reputation is a tone-deaf advertising campaign. PR practitioners need to be keenly attuned to what their brands’ strategies are and how their campaigns can be perceived by stakeholders and a broader audience — but they’ll be hard-pressed to do so if they don’t become more […]

Medicare vs. Medicare Advantage_ Ill Health Often Leads to Plan Switch

Medicare vs. Medicare Advantage: Ill Health Often Leads to Plan Switch

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   The drawbacks of Medicare Advantage plans can become apparent when serious illness or injury strikes. Medicare Advantage plans are attracting seniors with their appealing price tags and promise of comprehensive health coverage in one convenient package. But are these plans actually a disadvantage […]

5 Stocks You Can Feel Good About

5 Sin Stocks You Can Feel Good About

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Sin stocks – shares of businesses that make weapons, operate casinos, brew beer and grow tobacco, among other activities – are immoral and don’t merit their precious investment dollars. However, these stocks have the potential for massive outperformance, and many have – sometimes […]

Calculating Taxes on Social Security Benefits

Calculating Taxes on Social Security Benefits

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   As much as 85% of your Social Security benefits could be taxable if you have other sources of income, such as earnings from work or withdrawals from tax-deferred retirement accounts. Q. How do I calculate what portion of my Social Security benefits is […]

Track Your Time for 30 Days. What You Learn Might Surprise You.

Track Your Time for 30 Days. What You Learn Might Surprise You.

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/   Executive Summary It’s hard to know if we’re really making efficient use of our time. It seems like we’re working hard — and we’re certainly stressed out. But are we spending our time on the right things? To figure this out, try a time-tracking […]

Choosing Retirement Account Beneficiaries Requires Some Thought

Choosing Retirement Account Beneficiaries Requires Some Thought

Source: Chambliss This article was originally published on Chambliss – https://www.chamblisslaw.com/   While the execution of wills requires formalities like witnesses and a notary, the reality is that most property passes to heirs through other, less formal means. Many bank and investments accounts, as well as real estate, have joint owners who take ownership automatically […]

Inside the Invisible but Influential World of Scent Branding

Inside the Invisible but Influential World of Scent Branding

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/   Executive Summary Scented environments have been shown to reduce typos in office workers; improve the perception of product quality; increase purchase intent, average unit sales, and duration of a retail visit or stay among consumers; and boost the willingness of consumers to pay […]

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Is Passive Investing 'Worse Than Marxism?'

A set-it-and-forget-it investing approach is certainly a pretty easy route for retirement savers to take, but it might be contributing to some big problems for portfolios, and even the market itself, down the line. Passive investing is taking over the world. Okay, that’s an exaggeration, but investment researchers at Sanford C. Bernstein & Co. say […]

Asset Protection Statute Cannot Limit Jurisdiction of Another State

Asset Protection Statute Cannot Limit Jurisdiction of Another State

The Supreme Court of Alaska issued a ruling on March 2, 2018, denying Alaska courts the exclusive jurisdiction purportedly granted by the Alaska asset protection statute.  This holding is consistent with a ruling by the Delaware Court of Chancery in 2014.  Based on these cases, it appears that one state’s asset protection statute cannot, by […]

Research_ CEOs with Diverse Networks Create Higher Firm Value

Research: CEOs with Diverse Networks Create Higher Firm Value

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/ Research has shown that firms benefit when their CEOs have strong networks. A new study explored that idea by looking at whether the diversity of a CEO’s network affects their firm. Researchers used BoardEx data to examined a sample of 1,212 CEOs who led […]

Are You Saving Enough_

Are You Saving Enough?

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   If you go by the book, you would shoot for 10% to 20% of your gross income. But that ballpark figure can be deceiving. Savings and retirement estimators are helpful, but often misleading, tools. These calculators can be insufficient to determine how much […]

A One-Size-Fits-All Plan Won’t Give You Your Ideal Retirement

A One-Size-Fits-All Plan Won’t Give You Your Ideal Retirement

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   A happily ever after retirement requires a real plan. Here are some of the (tough) questions your retirement planner should be asking you in order to make that plan. If you’re having minor chest pains for the first time, you’d probably go to […]

10 Dividends That Are Slowing to a Screeching Halt

10 Dividends That Are Slowing to a Screeching Halt

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   Market value: $25.8 billion Dividend yield: 4.3% General Mills (GIS, $44.98) sells a diversified mix of packaged meals, snacks, cereal, yogurt, baking products and more under several well-known brands, including Cheerios, Yoplait, Pillsbury, Nature Valley and Betty Crocker. With a track record of […]

How Much Can You Contribute to a SIMPLE IRA for 2018_

How Much Can You Contribute to a SIMPLE IRA for 2018?

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   The amount of workers at small businesses can contribute to a SIMPLE IRA for 2018 is unchanged from 2017, but there are ways to boost retirement savings. A Savings Incentive Match Plan for Employees IRA, or SIMPLE IRA for short, is a retirement […]