The Folly of Market Timing

Market timing for fun and profit! Now that sounds good, right? Who wouldn’t want to have fun while making a profit? In the investment world, that’s the siren song of the market timer. They ask the obvious question, “Why would you want to invest in the market when it’s going down?” Of course no one […]

Warning Signs of Too Much Debt

You’re headed for trouble if you pick up these distress signals. iStockphoto By the editors of Kiplinger’s Personal FinanceUpdated January 2015 A long-standing rule of thumb holds that monthly payments on debts (not including a home mortgage, which is really more of an investment) shouldn’t exceed 20% of take-home pay. The closer you get to […]

Find the Best Credit Card Deals

The latest and greatest deals by category as tracked by Bankrate.com. iStockphoto By the editors of Kiplinger’s Personal FinanceUpdated January 2015 It can be tricky to choose the right credit card for you, especially considering the range of card types and deals out there. This tool takes out the guesswork. Kiplinger.com and Bankrate.com have teamed […]

3 Great Tablet/Laptop Computer Hybrids

Second-generation Windows 8 devices give you the best of both touch-screen and desktop computers. By Jeff Bertolucci, Contributing Writer From Kiplinger’s Personal Finance, May 2014 Courtesy of Microsoft If you’ve yearned for a device that’s light like a tablet but allows you hassle-free access to traditional Windows programs such as Word and Excel, one of […]

10 Best Cities for Early Retirement

Alexandria Convention & Visitors Association City population: 146,294 Percentage of population age 45 to 64: 24.6% Crime rate: 2.45 crimes per 100 residents Cost of living: 21% above the national average State’s retiree tax picture: Mixed Government shutdowns aside, Uncle Sam is a stable employer, buoying the local economies of the nation’s capital and its […]

The Power of Boosting 401(k) Contributions

Use this calculator to see how additional contributions to your 401(k) plan can add up over time. Use this calculator to see how additional contributions to your 401(k) plan can add up over time.  Enter the additional monthly contribution and select your tax bracket, matching employer contribution. Source: Kiplinger The Power of Boosting 401(k) Contributions

Where to Find Jobs in the U.S.

By Caitlin Dewey, Online Associate Editor January 9, 2012 With the national unemployment rate at 8.5%, any job search can seem daunting. But there are actually some U.S. cities where high-paying jobs abound. SEE ALSO: The 12 Best Cities for High-Paying Jobs Take, for instance, Manchester, N.H., where the ratio of job-seekers to high-paying job […]

How to Dig Out of Debt

By Cameron Huddleston, Online Editor August 12, 2009 I got a press release today with the headline “Consumer Debt Decreases in July,” which seemed encouraging until I took a closer look at the numbers. Unfortunately, the decrease is pretty small and the average credit-card debt still is pretty large. According to Credit Karma’s U.S. Credit […]

Job-Search Survival Kit

By Cameron Huddleston, Online Editor July 29, 2009 An attorney friend told me recently that her attempt to hire a new receptionist had been frustrating. Because of the recession, she expected to receive several qualified applicants but the résumés that had trickled in had been disappointing. She laughed as she recalled one candidate who filled […]

Women: Take Charge of Your Retirement Savings

By Cameron Huddleston, Online Editor July 22, 2009 Perhaps a silver lining to the recession is that women now are as likely as men to contribute to a workplace retirement savings plan. That wasn’t the case two years ago before the economic downturn began. According to the Employee Benefit Research Institute’s 2009 Retirement Confidence Survey, […]

How to Pick a Mutual Fund

May 21, 2009 Get a two-minute primer on mutual funds. In this Kip Tip video, Manny Schiffres reviews three key factors the pros look for when picking a mutual fund. Find out how to use historical returns to your advantage and when to bet on a fund manger. //services.brightcove.com/services/viewer/ See funds we’re talking about at […]

Cash In on Your Clutter

April 29, 2009 Have started your spring cleaning yet? Tackled the clutter in the garage? Kipliner’s Editor, Janet Bodnar, has tips to help you turn that pile of unwanted wares into extra cash, just in time to pay for summer camp or top off your vacation fund. Watch her video below:  //c.brightcove.com/services/viewer/ You can find […]